When you’re on a strict budget, it can be tough to want to spend your extra cash on only a few big-ticket items. Often we’d rather buy a dozen little things instead of two or three more expensive items. While there are many things in life that are not worth the investment consumer culture says we should make, some things are truly worth the splurge.
The number one item to splurge on is anything related to your safety. Whether that be reliable transportation, the location of your home, a security system, etc. Outside of that, there are household + personal things you should splurge on, as well as a few random items that will make your life better in the long run.
- Mattress – How you sleep can affect your health, work performance, and mental focus. A comfortable mattress can pay off big time in your life.
- Sheets – Comfy sheets help you get a good night’s sleep + the higher quality they are, the longer they last.
- Towels – No one likes towels that don’t actually absorb. Get towels that are soft + big enough to take care of your drying needs.
- Vacuum – Dust, dirt, pet hair, and germs your family brings in on their shoes end up on your floor. A good vacuum cleaner can reduce allergies + improve overall health.
- Knives – A good set of knives not only saves time in the kitchen but also reduces the risk of injury. Plus, with a good knife sharpener, they can last for decades.
- Warm Coat – If you live in a cold climate, a quality coat can help make winter a little less miserable.
- Good Bra – This one is so real. Investing in quality, well-fitting bras can alleviate back issues + help your clothes fit better.
- Little Black Dress/Well-Fitting Suit – For an interview, important meeting, or wedding one staple outfit can go along way for your confidence + wallet.
- Running Shoes – If you’re a runner, a good pair of shoes can improve your performance + keep you from getting injured.
- Makeup – While not every item in your makeup bag needs to be high end, investing in items that fit your specific needs or that will last is a great use of money. I splurge on Monsieur Big Mascara + MAC strobe cream. Neither are that expensive but they are bigger investments than a drugstore purchase.
- Haircut/Color – This is something I will always splurge on. While my current hairstyling cost less than it used (shoutout to Memphis prices), it is still much more expensive than a Super Cuts. Hair is too easily ruined to trust it with just anyone – same with eyebrows.
- Dental Care – A good toothbrush, quality floss, and dental checkups are important for your appearance, but also for your health.
- Razors – I stand by a 4 to 5 blade razor over a 2 blade. The overall quality + length of the shave is better. For men, spending a little more on an electric razor is a good splurge.
- Tattoos – This one is a no-brainer. If you’re going to get a tattoo, do not skimp on it. A tattoo is a piece of art that will live on your body forever; make sure it’s high-quality.
- Toilet Paper – This is the item that inspired this list. Toilet paper seems like an easy place to cut costs, but I think we can all appreciate using something that doesn’t resemble tissue paper in the bathroom. Don’t deny yourself the little luxuries.
Other Things to Splurge On
- Amazon Prime – Even though the price has gone up, Amazon Prime’s free-shipping pays for the service + some during the year. Amazon also has many items for less than other stores saving you even more.
- Phone Case or Apple Care – Phones are increasingly expensive. If you don’t have a quality phone case to protect it, you better splurge on Apple Care so you don’t eat the price of another phone.
- Renters/ Homeowners Insurance – Bad things happen; storms, fires, break-ins, etc., are a reality you may have to deal with. Good insurance can help you replace damaged items + take care of any property damage that occurred.
- Tires – Quality tires are an important splurge, especially if you live in a city with lots of rain or snow. You want to choose tires with good traction + that will last many miles.
- Life Experiences – There are important things in life that you should do. Heading home for the holidays, being in a friend’s wedding, and going on that girls’ trip are experiences you would regret missing. You should also to splurge on things important to you like club memberships, marathons, concerts – anything that plays a big part in your life + will be an experience you talk about for years to come.
While this list is fairly comprehensive, it all comes down to priorities. What you find worth a splurge + what you consider a splurge are very personal decisions + typically change as your life changes. Don’t be afraid to shift your budget to accomodate your lifestyle. As an over-splurger, I wish you the best of luck choosing what you won’t skimp on.